Branson, Reeds Spring, Table Rock Lake and Kimberling City real estate and homes for sale in Missouri - Loann Barter, REALTOR® Loann Barter REALTOR(r) for Branson, Reeds Spring, Table Rock Lake and Kimberling City, Missouri real estate - NUMBER1EXPERT™ Loann Barter NUMBER1EXPERT(tm) for Branson, Reeds Spring, Table Rock Lake and Kimberling City, Missouri real estate
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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What is the earliest residential building that remains in Manhattan?

A 
Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783.
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Loann Barter, REALTOR®, real estate agent and broker for Branson, Reeds Spring, Table Rock Lake and Kimberling City Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Loann Barter
Carol Jones Realtors

P O Box 2061
Branson West
MO 65737
Toll-free: 866-338-0099
Office: 417-338-2022
Cell: 417-294-1600
Fax: 417-338-9999
Loann@NUMBER1EXPERT.com
Loann@LoannBarter.com

I consider myself “Your Realtor®”. You will receive expertise, professionalism, integrity, honesty, loyalty, service, and knowledge of the Tri-Lakes area and its real estate market in any transaction with me. Because I love selling real estate and I love the Tri-Lakes Area, I am committed to the highest standards in my profession. I will rest only when the job has been done to your total satisfaction.

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Carol Jones Realtors, real estate and homes for sale in Branson, Reeds Spring, Table Rock Lake and Kimberling City Missouri

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